At DIY Credit, we believe every individual deserves the chance to take back control of their financial story. With over 21 years of combined experience, we’ve built a proven system—the Smart Credit Algorithm™—to simplify the DIY credit repair journey, making it accessible, empowering, and results-driven.
Our mission is simple: remove the confusion, guesswork, and frustration from DIY credit repair by guiding our members step-by-step with custom ghost-written dispute letter templates, education, and ongoing hands-on support. 
We don’t just teach strategy—we roll up our sleeves and walk alongside you with encouragement, accountability, resources that make success feel very achievable, and 99.9% of the heavy-lifting prepared for you.
More than just a membership, we’re a community. From personalized coaching and loyalty rewards to graduation perks and advanced business credit opportunities, we’re here to help you transform your credit, your finances, and your future.
For general inquiries, we encourage you to click the support bubble on our website to speak with our Chat Agent, available anytime (24/7).
You can also send an email to info@diycreditclinic.com ...
Guaranteed response times are within 24-48 biz hours (M-F, 9am - 6pm ET)
At this time, to keep everything "member-exclusive" and fully TSR compliant, we no longer share a public phone number or book sales calls.
In fact, we have no desire to seduce or persuade consumers with pushy sales tactics to convince you that you need what you already know you need.
Direct telephone support is reserved exclusively for our active members so we can give them the dedicated attention that they've joined us for.
That being said, however, we are currently in the process of rolling out a brand-new public phone line where non-members can connect with our very well-trained and knowledgeable AI agent (available 24 hours per day, 7 days per week) for answering just about any questions you may have and for providing general support. Thank you for your patience with this feature - Please Stay Tuned! 🥰
In the meantime, please don’t worry — you can still:
- find answers instantly on our FAQ page or helpdesk knowledgebase
- connect with us anytime through our free online community.
- connect with us by email (at info@diycreditclinic.com)
- connect with us from the contact form on your left
We’ve built these options to make sure that you can always get the answers you need, whenever you need them. 🙂
Click here to visit our help desk for self-help education and knowledgebase articles with answers to an extensive, wide range collection of your most burning credit-related questions and concerns, or to submit a support ticket 24/7.
Here are just some of the topics you can find answers to from the Help Desk:
- All about Student Loans
- All about Bankruptcies
- All about Repo’s (including voluntary repossessions)
- All about collections (including medical, do’s & dont’s, etc)
- All about charge-offs (including what it actually is, how it impacts the credit report/score, etc)
- All about medical bills
- All about child support
- All about late payments
- All about Inquiries
- All about foreclosures
- Credit Rebuilding
- Maintaining Good Credit
- About Debt settlement / Negotiation / Consolidation
- About Statute of Limitations
- About Personal info and your credit reports
- About 3rd-party data miners like Lexis Nexis
- 3rd Party complaints – CFPB & BBB
- About Identity Theft
- All about Scoring Models and Algorithms
- Reasons for scores dropping
- All about the main Consumer Protection Laws (FCRA, FDCPA, FCBA, SSCRA, CROA)
- Search information about nearly any specific collection agency or creditor who's taunting you
- Credit Repair Company Reviews
- All about our Credit Advocacy Group and Memberships
- And much more ...
Our advocacy group is headquartered in Columbia, SC. Although we do have a physical location, it is especially reserved for current members with urgent matters only. Since COVID, our team has maintained a safe, secure, and effective workspace from home which has allowed us to better serve our members at the lowest cost possible.
OUR CLIENT REVIEWS

"I was skeptic at first about this services but Sean was very nice, patient and informative. I decided to give it a try and turns out great! They were so helpful on helping me understand my credit report and teaching me how to maintain good credit. My score has increased over 100 points in the last 90 days. Thank you!"
Lisa M.

"Nobody better than this! they are up the best company that repairs credit in the Los Angeles area. Thank you! Peace and love. my credit is 710 now after 3 months working with them! Started at 555. Sean and the Ceo Credit staff is very Organized and Professional. Would surely recommend them to anyone looking to repair their credit. I saw results within 45 Days".
John S.

"I am so happy that my credit improved to the 700's now. Sean and the Ceo.Credit team were able to delete my collections and the lousy record went away. I recommend this company. They are very knowledgeable. Very responsive, and patient with the many questions I had and all the dozen of phone calls I made. I'm totally satisfied with their service."
Tony G.
Our Members LOVE Us!
...but don’t just take our word for it
Sometimes I think the surest sign that intelligent life exists elsewhere in the universe is that none of it has tried to contact us.
  
I don't need to compromise on my principles, because they don't have the slightest bearing on what happens to me anyway.
  
That's the problem with nature, something's always stinging you or oozing mucous all over you. Let's go and watch TV.
  
View More Client Success
We can do the same for you!

Email Us: info@diycreditclinic.com
IMPORTANT: Legal Disclaimers
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All results stated above are not typical, I'm not implying you'll duplicate them (or do anything for that matter). Any of our strategies and case studies are only estimates of what is possible. There is no assurance you'll do as well or even close to as well as we have done for other clients. Results are based on many factors including strategy, luck, hard work, effort, persistence, and more hard work. We have no way of knowing how well you will do, as we do not know you, your background, etc. Therefore, we do not guarantee or imply that you will get the same or better results as stated above. If you rely upon our examples, then you must accept the risk of not doing as well, as we are a more established business developed over many years of research, experience, testing, and hard work.
All products and services are for educational and informational purposes only. Use caution and seek the advice of qualified professionals. Check with your attorney, accountant, or professional advisor before acting on this or any information and ensure you are within all legal regulations. If advice concerning legal or related matters is needed, the services of a fully qualified professional should be sought out before any action is taken. None of DIY Credit's information, products, and services are intended for use as a source of legal or accounting advice. You should be aware of any laws which govern business transactions or other business practices in your city and state as they can differ greatly.
The Information on this website and provided from or through this website is general in nature and is not specific to you the user or anyone else. You should not make any decision, financial, investment, trading or otherwise, based on any of the information presented in this video without undertaking independent due diligence. You understand that you are using any and all Information available on or through this website at your own risk.
The rules, regulations and laws concerning credit may vary from state to state and country to country. Applications and agreements vary from company to company and creditor to creditor. Be sure to thoroughly read everything. All information you provide in your credit applications must be truthful. Once you establish credit, you are obligated to follow the terms of the agreement that such credit company provides to you.
Users of our products, services and web site are advised to do their own due diligence when it comes to making decisions and all information, products, and services that have been provided should be independently verified by your own qualified professionals.
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