You may have been exposed to unprofessional, unethical, and/or sub par credit repair services in the past. And as such, your experience may have led you to believe that credit restoration doesn't really work. But I'm here to tell you that it does. It works for the right organization who knows what they're doing. It will not work for those who do not. There is no one-size fits all solution to credit restoration. Each individual consumer requires a customized game plan. And that game plan requires strategy, specialized tactics, timely persistence, as well as consumer cooperation. With these things in mind, you can rest assured that credit repair works.

Credit repair is 1000% legal. There's no law condemning the practice of credit repair as a service. However, there are laws that govern the specifics of how it can be conducted.

Good Personal credit is not required to establish business credit (even as a new start-up). However, when you're just starting out, or if you have never established business credit before, then good personal credit IS required to open more doors for cash funding, especially for access to larger sums of funding.

Our program is designed to address your personal credit issue, while at the same time, giving you access to the tools and resources necessary to build a "Business Credit Asset" that will eventually qualify you for cash funding attached to your EIN Only, with No Personal Guarantee.

There is a monthly fee that doesn't begin until the following month after enrollment. It can be as little as $60 per month or as much as $129. Once we've generated a credit analysis report for you, and have determined which of our programs would best fit your circumstances, then we can quote you on exactly how much of a monthly fee you might be looking at.

The cost of our program is NOTHING compared to the cost of living with Bad Credit. And the quality of our service far outweighs the "investment" for it. There's no credit restoration organization in business that does all the things that we do, and in the order in which we do it.

No one spends the amount of money that we spend to execute the tactics we implement or to deliver the quality of service that we deliver. And yet, we still manage to keep our prices at a reasonable rate.

Many of them claim to have the secret sauce. But most of them do NOT. In fact, most of them outsource to companies like ours. Still, no one can even come close to what we've created and built within our proprietary Smart Credit Algorithm, and still offer their service at such a nominal cost. You will pay MUCH more than this for the level of service and quality results that we provide.

Try it now. Thank me later. See for yourself why our company and service is worth the investment.

With our proprietary Smart Credit Algorithm, you can begin to see results in as little as 35 days.

However, our Smart Credit Algorithm utilizes a 9-step strategic process to remove and repair inaccuracies from your credit report. Each step takes about 35 days to complete, which means that it can take as long as 9 months (give or take a few days/weeks) to completely finish and Graduate from our program.

With that being said, it can also move a lot faster. We've seen clients completely Graduate in as little as 2 steps (or in other words, 2 months). What you do (or don't do) along the way, can play a VERY big part in the speed (or delay) of your Graduation from our program. But we'll coach you on all of the do's and dont's that you need to be aware of.

Not longer than NEVER. If you sit there and you do nothing, then it'll take a whole lot longer than 9 steps to improve your credit.

Unfortunately, we can't give you a definitive answer to this question because there's too many variables that play a part in changing the credit scores.

We've seen clients' credit scores improve by more than 200 points in a very short period of time, but those clients were also following the program as laid out for them, and doing everything we asked them to do.

If you're willing to work with the program, and not against it, then you can see a significant improvement to your credit. But if you think you know it all, or you choose not follow our directives, then your progress will be delayed, which means this isn't the right program for you, and so you may as well not even enroll if this is your plan.

You must be willing to work WITH the program, and not against it. There are 12 different things that will help you to successfully graduate from our program, and we give you a Client Success Checklist to help keep you on track. But for now, here are the top 8:

(1) Submit any/all requested documentation and/or emails to us in a timely manner

(2) Pay all of your current bills on time - avoid getting new late payments

(3) Pay your existing credit balances down (if applicable) - try not to use them during this process (unless you're paying them right back down)

(4) Establish new open revolving credit (if recommended) - we'll show you how and where, even if your scores are very low

(5) Refrain from applying for any new accounts outside of what's recommended to you

(6) Maintain your credit monitoring account - so that we can easily update your case each month

(7) Book your monthly case progress calls so that we can coach you in the areas needed the most

(8) Communicate with us regarding any/all important matters concerning your credit and/or your account - answer our calls/text messages

Not everyone is a good fit for our program. Some people may not really need the service, but rather, they just need a little advice to help get them to where they need to be. Some people are not financially stable enough to start credit rehab, and thus, would do more harm than good to their active case with us, so right now just isn't the right now. And other people just aren't willing to work with the program, and follow our requirements. So that being said, not everyone is a good fit for us, and we're not a good fit for everyone. What about you? Are you a good fit? Book your FREE Victory Consultation today to find out.

Let me count the ways:

(1) We're the only company with the Smart Credit Algorithm because we invented it, and it's not for sale.

(2) We spend approximately 1 hour per month, on each of our client's files (sometimes more - auditing, strategizing, and executing) - something that no other CRO would be willing to do because their "time" is their "money" and their money is more precious than your results. We do not use "generic" dispute letters to get you the results we know you deserve. We customize everything that we do.

(3) Most CRO's primary goal is to enroll as many people with a heartbeat as possible - whether they can get results for them or not. Our goal is to enroll as many people as we can realistically help and get results for as possible. That's why we have guidelines for who we can and can not work with. No one else has or does that because its all about the dollar.

(4) We're a REAL company. And I've been in this industry for more than 13 years. I've trained more than 100 other CRO's on how to successfully execute credit restoration. So it only makes sense to get your help from the teacher, instead of the student.

(5) I've also personally trained and certified each of my team members to ensure that you receive the best quality service possible.

We're different in more ways than this, but these are the top 5 ways that we stand apart from other CRO's.

While most negative items are permanently removed from your credit file, we cannot guarantee that a collection agency or creditor will not sell it to another company. Nonetheless, there are laws that do protect you from repeat accounts popping back up on your credit report and we know how to use them to get those items removed. We also have a policy that protects you for 6 months after your case is closed that says we will re-dispute any item that's re-reported by the same company for free, if it shows back up within 6 months of your account closing.

Our company's primary focus is on the credit report and ensuring that it's 100% accurate. So if we find that a company is not reporting an account, or some specific data about the account, and we're able to have it removed, this does not remove you from any financial obligation that you may otherwise have with that company.

We can help you to remove or repair any inaccurate, unverifiable, incomplete, or obsolete account data including, but not limited to, collections, charge-offs, late payments, damaging authorized user accounts, repossessions, bankruptcies, evictions, civil judgements, tax liens, student loans, child support, foreclosures, or personal information (such as name variations, obsolete/misleading addresses, wrong birth dates, merged SSN's, obsolete/misleading employers, phone numbers), and more.

No, we can NOT guarantee any specific results. But we CAN guarantee our performance. If we don't perform the way we know we can, and the way we said we would, then we'll double your money back. It's just that simple.

Bankruptcies (aka, BK's) are the granddaddies of all derogatory accounts. They are true credit score killers. If you speak to any BK attorney who tells you otherwise, then please turn around and run!

That being said, if we can spare you the time, money, and heartache of a BK, then we will. However, the decision to file or not to file a BK boils down to several things - the amount of debt you have to discharge and your ability to repay those debts, the age and SOL on such debts, the threat of garnishments, and more.

The best way to determine if you should pursue a bankruptcy versus credit repair, would be to call and speak with me or someone from my team to discuss your unique circumstances, and go from there. Book a FREE Victory Consultation today for more assistance with this.

It's simple. Just click on the Red button below this question to book a FREE, no-obligation Victory consultation. No credit card is necessary, as there is NOTHING for you to buy today - no upsells, down sells, side sells, or any of the like involved at all. No first borns, left arms, or right legs are required. You are under no obligation to work with us at all. Just an informal conversation about what's going on with your credit and how we might be able to help you. So book your call to speak with me or one of my team members and start the process of claiming your Victory today. We are all standing by to assist you with your credit needs.